Bridge Talks Business with Milford

Episode 54: What 18 years of KiwiSaver have taught us

KiwiSaver has reshaped how our nation saves for retirement, and broadened access to investment funds for a new generation. What are the lessons we’ve learnt along the way, and how could KiwiSaver evolve moving forward? Milford Portfolio Manager Jono Windust talks with Ryan Bridge about key learnings on reflection, and the critical drivers for continued KiwiSaver success.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 53: What’s keeping investors awake at night?

Interest rates, AI, property, gold, Trump and tariffs. Investors have a lot to consider in this volatile geopolitical landscape. Ryan Bridge discusses these ‘frequently-asked-about topics’ with Milford Financial Adviser Bruce O’Leary, including investment strategies to mitigate risk.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 52: How low can interest rates go?

The RBNZ cut the Official Cash Rate by 50 basis points last week, prompting markets to readjust interest rate expectations lower.  What does this mean for mortgage rates, the housing market and New Zealand businesses? Milford Credit Analyst Remy Morgan talks to Ryan Bridge about the market reaction, and the factors that will determine a further cut at the RBNZ’s November meeting.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 51: Inside Gen Z’s money mindset

From saving and spending habits to declining confidence with money, what’s really going on with Gen Z’s finances? Ryan Bridge is joined by Financial Services Council CEO, Kirk Hope, to unpack the latest research and explore how KiwiSaver could help this generation turn good intentions into lasting wealth.
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 50: Milford’s role in shaping New Zealand’s financial future

How do we turn New Zealand into a nation of savers? Milford CEO Blair Turnbull talks to Ryan Bridge about Milford’s plans to help Kiwis save more, while touching on the reasons for Milford’s recent success and sharing his vision for the company he has headed since March this year.  
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 49: Gen Z’s edge – the benefits of saving early

Investing in KiwiSaver from day one of your working life is probably not top of every Gen Z’s list. But if you consider the impact of compounding interest, the numbers start to stack up. Murray Harris, Head of KiwiSaver and Retail at Milford, breaks down those numbers with Ryan Bridge, and provides some helpful tips for the savvy young investors in your life.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 48: Will NZ Super see you through retirement?

Around 40% of New Zealanders solely rely on NZ Super in retirement, but is it really enough to have a comfortable lifestyle? Today on Bridge talks Business, Ryan Bridge meets with Retirement Commissioner Jane Wrightson to talk through her views on NZ Super, whether KiwiSaver should be compulsory, and possible changes to the retirement income policy.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 47: Steering through the volatile US economy

Sluggish job growth, higher inflation, and consumer weakness are all playing a part in the current state of the US economy. What’s the outlook, and what does it mean for us here in New Zealand?
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 46: Are Trump's tariffs hitting consumer pockets yet?

As of 1 August, the world economy is firmly in the new Trump tariff regime. So, what exactly are the impacts, and is there really a direct link between tariffs and higher consumer prices? Milford’s Frances Sweetman talks to Ryan Bridge about the complexities behind the additional cost, and how suppliers and retailers are managing the tariff burden.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Episode 45: How to navigate Bear and Bull markets

Understanding the investment landscape can help protect you during times of market volatility. Financial Adviser Gareth Stythe talks to Ryan Bridge about Bear and Bull markets, and what you need to be aware of during each market cycle. He also discusses the key factors that influence investor behaviour, and some of the common mistakes new investors make.
 
This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice